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What should you pay attention to when applying for a credit card?

1. Apply through formal channels: You must apply for a credit card through formal channels. There is no need to pay any fees in advance when applying for a credit card at a bank.

2. Read the application terms carefully: When applying for a credit card at the bank, you need to fill in a paper application form, which includes detailed information and card usage terms. Remember to read the terms carefully and understand your rights and obligations with the card issuer before signing.

Notes after successfully applying for a credit card

1. The endorsement signature is very important: please sign on the back of the card as soon as possible after receiving it.

2. Separate important documents: It is best to store important documents such as cards and ID cards separately to avoid losses caused by theft. If your card is lost or stolen, remember to contact your bank’s customer service immediately.

3. The card is for your own use: Do not lend the card to others, and be sure to keep your own card.

4. Tips for setting passwords

Do not set the card password to your birthday date, try to set it to an unconventional gender combination number.

5. Keep important information properly

Please keep important personal account information such as credit card numbers and passwords properly. Banks generally will not take the initiative to ask you for basic information except for necessary verification by the card issuer. If you receive suspicious mobile phone messages or calls from self-proclaimed bank employees asking for sensitive information such as card number, password, validity period, CVV2, etc., you should be vigilant and cautious. confirm.