According to the annual fee policy of Pufa Credit Card, cardholders can enjoy the annual fee-free treatment for the first year. The first year refers to 12 months after card issuance. During this period, the cardholder does not need to pay any annual fee. For the exemption of the annual fee for the following year, the cardholder needs to swipe his card within the first year to meet the requirements of the issuing bank, that is, swipe his card six times. If you successfully swipe your card for 6 times in the first year, the cardholder can be exempted from the annual fee for the following year.