The ICBC ETC credit card limit range is between 1,000 and 50,000 yuan. The personal limit can be determined based on your usage. ICBC will conduct detailed information based on the information provided by the individual as well as the bank's internal credit information, personal income, and other information to determine your initial etc. limit.

The credit limit of ETC credit card will increase with the improvement of usage time, consumption situation, creditworthiness, repayment situation and other aspects. You can also go to ICBC to apply for increasing the etc. limit after using it for a period of time. ETC credit cards are functional credit cards issued by banks for a single purpose and field.

ETC credit card is a functional credit card, which is issued by the bank for a single purpose and field. ETC, Electronic Toll Collection, is called electronic non-stop toll collection system and is commonly used in high-speed toll stations. Banks such as Agricultural Bank of China, Industrial and Commercial Bank of China, China Construction Bank, China Guangfa Bank, and Bank of China have all issued this card. The functions are similar, but the discounts are different.

ETC (Electronic Toll Collection), the Chinese translation is electronic toll collection (electronic toll collection), which is automatic toll collection on highways or bridges. Through dedicated short-range communication between the vehicle electronic tag installed on the vehicle windshield and the microwave antenna on the ETC lane of the toll station, computer networking technology is used to perform back-end settlement processing with the bank, thereby enabling vehicles to charge through highways or bridges. Stations can pay highway or bridge tolls without stopping.

Take the Agricultural Bank of China ETC credit card as an example. The Agricultural Bank of China ETC car owner credit card can realize electronic payment at MTC parking channels and ETC non-parking channels on highways in connected provinces and cities across the country. This card adopts the "pass first, pay later" method. The toll is automatically deducted from the Agricultural Bank of China ETC credit card, and there is no need to deposit cash in advance. Holders of the Agricultural Bank of China ETC credit card can enjoy an exclusive discount of up to 10% off on highway tolls when traveling on highways in provinces and cities that have achieved national network connectivity.

No recharge is required for Bank of China’s ETC, and OBU equipment is given free of charge. As long as the user holds a Bank of China ETC credit card, the tolls will be directly deducted from the credit card, and they can enjoy interest-free for up to 50 days, and a special discount of as low as 10% on highway tolls.

Construction Bank ETC car and truck owners can enjoy points-based discounts on oil changes, preferential car wash services, free roadside assistance, Sinopec’s 1% refueling discount, ETC and other functional benefits. Vehicles equipped with OBU electronic tags can realize non-stop toll collection in ETC lanes of national networked highways, and can enjoy a 50% discount on payment.

Each bank basically has a separate ETC credit card. The credit card account is used as a debit account for highway tolls, and cardholders can enjoy the convenience of traveling quickly.