This is calculated based on the relevant regulations of each bank

In Industrial Bank, if you spend more than 0 yuan, you can pay in installments, which is 90% of the unpaid portion of the bill

The rate for 12 installments is 7.8%. If the bill is 1,000 yuan and you apply for installment payment

The handling fee is 900*7.8%=79.2 yuan + 900/12=154.2 yuan

The first payment is 1,000 yuan -900=100 yuan, the second payment is 154.2 yuan. There will be 11 more issues at 75 yuan each.