The general application time is really so long. It usually takes 10 working days from the receipt of your application materials by the audit department to the completion of the credit card audit. After approval, we will make a card for you within 2 working days.

Then send it to you by registered mail according to the billing address. Generally, the sending time of registered letters is within 15 days. Please refer to the actual audit of the bank for the credit card application results.

Detailed application information of the extended information is as follows:

1, identification: generally, it is an ID card (if you use a new ID card, you need a copy of the front and back), and soldiers need to provide a copy of the military ID card;

2. Work certificate: it can be the original work certificate issued by the employer (please indicate the specific company name, department, position and income, and affix the official seal or personnel seal of the company), or a copy of the work permit/card verified and marked by the sponsor;

3. Proof of financial resources: it can be a payroll record issued by a bank, an income tax withholding certificate, or a market value certificate of a house, a car, a deposit or an investment (such as a copy of the real estate license/car driving license/bank time deposit certificate) and other materials that can prove your economic level. Other documents for reference include: personal account list of social insurance in the last 6 months, water, electricity and gas bills, credit card bills of other banks, etc.

China Merchants Bank-How to apply for a credit card through mobile banking and check the progress?