After a customer applies for a credit card, the bank will conduct an review. During the review, the credit information system of the People's Bank of China will check the applicant's credit record. The approval shown on the credit report means that the bank has checked the applicant's credit record when approving the credit card. \x0d\\x0d\ The credit card review process is generally: \x0d\ 1. After the bank receives the customer information, it must first conduct a preliminary review. The preliminary review includes: review of identity certificate, work certificate, salary income certificate, and whether the application form is completed. , if the certificate is insufficient, notify the customer to provide additional documents. \x0d\　2. Enter the credit card approval system, use the ID card verification system to query and verify the authenticity of the customer's ID card information, and check whether the customer has a bad credit record in the personal credit reporting system. \x0d\　3. Telephone verification: call the customer himself and his unit to verify the authenticity of his personal information and unit information. \x0d\　4. After passing all reviews, the card issuance is approved or rejected,