No, there is no relationship between the two. Credit cards have nothing to do with mortgages. Agricultural Bank of China just issued a credit card. When the mortgage is approved depends on whether the repayment has been made. If the loan is approved, we still need to wait for the release of the quota. If it is released on the 6th of this month, it will usually be deducted for the first time on the 6th of next month. Of course, it depends on the loan contract, and some banks will deduct it on the 20th. Under normal circumstances, if you receive a short message or phone call from the bank and know that the loan has been approved, it should not be long before the developer will inform you to get the house purchase contract that has been registered with the real estate management department, because if the bank does not give you a loan, the developer will not take the house purchase contract signed with you to register with the real estate management department. The mortgage contract is required by the bank. Generally, the bank staff will put the contract in the sales office and inform you to get it. Generally, it will not be mailed. Unless required, please contact the bank yourself. After the bank loan is issued, your house payment has been paid in full. Just ask the developer for an invoice. Banks will give you loan contracts and loan vouchers, and some banks will also give repayment plans. The time bank will inform you by negotiating with the bank, such as loan contract, loan receipt and house payment receipt other than down payment.

Mortgage loan, also known as mortgage loan. Mortgage means that the buyer fills in the mortgage loan application form to the bank and provides legal documents such as ID card, income certificate, house sales contract and guarantee letter. The bank promises to grant loans to the buyer after passing the examination, and handle the registration and notarization of real estate mortgage according to the house sales contract provided by the buyer and the mortgage loan contract concluded between the bank and the buyer. The bank directly transfers the loan funds to the seller's account within the time limit stipulated in the contract.

You can't apply for a credit card only with a mortgage card. You must provide proof of work and income. The bank will conduct comprehensive examination and approval according to the application materials submitted by you, and give a credit line. The following are the materials needed to apply for a credit card.

The information for preparing a credit card is as follows:

1. Original and photocopy of ID card.

2. Proof of work unit and income (if you are unemployed, you need to open an account with a certain amount in the bank)

3. Proof of social insurance and medical insurance. Banks value people with stable jobs.

4. Own real estate license and automobile driving license (help to increase your quota). I hope my answer can help you.