Online credit card application skills:

1, the higher the salary, the better, of course, not too exaggerated; Just add up your words, room, meal and bonus. If you fill in the annual income, don't forget the year-end bonus.

2. The title should be complete, and try not to use the word "employee" in general.

3. If you own a house, you must upload relevant certificates to show your deep pockets.

If you already have other credit cards, you must write them down. A good credit card usage record is very helpful for handling cards.

5. It is generally believed that if you are unmarried, childless and have no support burden, the success rate of getting a card will be improved. In fact, on the contrary, if you get married and have children, your grades will increase accordingly.

6. If you have a car, you should also write it down to show your repayment ability.

7. Having a bank time deposit is a very favorable application condition, even better if the amount exceeds 50,000.

8. If you have a wealth management product purchased in this bank under your name, it will be very popular with the bank.

9. If you apply for the credit card of the bank to which the salary card belongs, the chances of passing it will be greater.

10. If there are overdue records before, it is best to repay the loan on time within two years before applying, because the bank will investigate the applicant's repayment records in the past two years when examining and approving.

1 1. Please ask a senior cardholder (with good credit) who already holds the bank's credit card to help recommend it, which will increase the chances of success. Most banks will also reward people who recommend the card, killing two birds with one stone.