Yes, I am with you upstairs. The cards I am using are Bank of Communications White Card and China Merchants Bank Doraemon Card.

I think they are easier to use and suitable for young people.

The biggest feature of this black and white card (y-power card) from Bank of Communications is that it has a starting limit of 5,000. Spending of more than 500 yuan can be paid in installments. The cash withdrawal fee is 5 yuan. Compared with other cards, it is more suitable for young people.

The various cartoon cards of China Merchants Bank mainly have very beautiful card designs, and the functions are similar to most cards. What is worth mentioning about China Merchants Bank is the service and attitude is very good. Moreover, it is said that the China Merchants Bank card is easier to apply for.

There are also many of my friends who apply for these two types of cards.