If so, you must pay the minimum repayment amount of this bill first, so as not to affect your personal credit. However, because there is no full repayment, all your consumption does not enjoy the interest-free period, and the bank will charge interest in full at the rate of five ten thousandths per day from the date when your consumption is recorded. This will be clearly written on the monthly bill.

In addition, as far as I know, as long as your card is overdue, the bank will report your card usage to the People's Bank of China, which may have an impact on your future business. So hurry up and pay the minimum repayment!