Overdraft interest is calculated based on the actual overdraft cash withdrawal amount and the actual number of days in arrears from the transaction recording date. The overdraft interest rate is 0.05% of the daily interest rate, and compound interest is calculated on a monthly basis. You can check it through the official website of Bank of China (www.boc.cn)--Bank Card--Service Guide--Card Application Guide--Bank of China Credit Card Service Fee Price List.

The above content is for your reference, please refer to actual business regulations.

If you have any questions, please feel free to consult Bank of China’s online customer service.

You are sincerely invited to download and use Bank of China Mobile Banking APP or Bank of China Cross-border GO APP to handle related businesses.