Path 1: SDB counter repayment (real-time receipt) can be handled directly at the counters of SDB outlets.
Path 2: Cross-bank counter cash repayment (RMB repayment only), specifically for the repayment of Guangfa Bank, China CITIC Industrial Bank and China Minsheng Bank nationwide, with the handling fee of each 2 yuan. If there is no SDB branch in the local area, an extra foreign exchange handling fee will be required, which will generally arrive on the next working day; In Shanghai, the repayment will be made at China Merchants Bank, Industrial Bank, Huaxia Bank, China Everbright Bank, China Guangfa Bank, China CITIC Bank and Minsheng Bank, and will be received in real time. There is no handling fee at present. In Nanjing, the repayment is made in Industrial Bank, Shanghai Pudong Development Bank and Nanjing Commercial Bank in real time. There is no handling fee at present. In Ningbo, the repayment at the local Industrial and Commercial Bank of China usually arrives on the second working day, and the repayment fee is exempted at present; In Dalian, the repayment in Dalian Commercial Bank usually arrives on the second working day, and the repayment fee is exempted at present.
Path 3: Inter-bank transfer repayment. In this way, you need to bear the transfer fees of other banks and consider the transit time.
Path 4: automatic deposit machine repayment (RMB repayment is supported). Cash can be directly deposited into the development credit card at the automatic deposit machine of Shenzhen Development Bank, and the repayment will be received in real time.
Path 5: automatic transfer repayment. Reserve our debit card or passbook with the same name as the credit card account, and call SDB 40066-9550 1 to apply for automatic transfer repayment service. You can choose the method of "clearing debts this month" or "minimum repayment amount". Automatic deduction once a month, the day before the last repayment date. If the deduction is unsuccessful, it should be repaid in time on the next day, that is, the last repayment date.
Path 6: Online banking repayment (supporting RMB and USD repayment) requires holding a personal current settlement account opened by Shenzhen Development Bank, developing a debit card, developing a credit card or a Wal-Mart exclusive card, and applying to become a registered user of our personal online banking. Real-time transfer and repayment via online banking provides two functions: "return my credit card" and "non-my credit card".
Path 7: Mobile phone payment service (currently limited to Shenzhen area), you can operate at the UnionPay "Easy Service" terminal of each bank outlet or the counter terminal of Unicom's business outlet, bind your debit card number (currently limited to cards issued by China Merchants Bank, Agricultural Bank of China, Bank of Communications and China Construction Bank), develop credit card number or Wal-Mart's card number and Unicom's mobile phone number, and start the function of stopping payment and repayment by mobile phone.