My family will not be harmed. If you don't repay your credit card, first of all, your personal credit report will have overdue records, causing credit stains.

Secondly, non-repayment will result in interest of 0.05% per day and late payment fees every month. Repayment costs will become higher and higher.

If your credit card is overdue and the bank fails to repay the amount within two months after three reminders, and the amount exceeds 5,000, the bank has the right to sue you. The bank will ask you for money, not your relatives. If the circumstances are serious, an overdue personal credit record will also have a certain impact on your family. For example, when your wife (husband) applies for a mortgage in the future, although he (she) has no overdue record, you have a more serious overdue record. , the bank will also take these factors into consideration, which will affect his or her loan amount or loan interest rate. With the development of technology, the personal credit reporting system will become more and more perfect in the future! Therefore, if you have a credit card debt, you must pay attention to timely repayment to avoid overdue troubles in your future life.