Minsheng Platinum Credit Card charges the same as Diamond Card except for the annual fee.

The annual fee is 3,600 yuan, and the additional card is 1,800 yuan. SMS service fee is free. Interest-free period, 20-51 days. Minimum repayment ratio, 10. Cash withdrawal handling fee, RMB, 5‰ for this bank, 1 for inter-bank, cash advance amount, minimum RMB 1. Foreign currency, 3 cash advance amount, minimum USD 3.

Late payment fee, 5, with a minimum of 10 yuan or 1 US dollar (the currency is the same as the corresponding minimum repayment amount).

Over-limit fee, 3, minimum 10 yuan.

There is no charge for bill retrieval.

The handling fee for re-sending the bill is 10 yuan per copy (free within the first three months from the date of request). Expedited, RMB 30 per copy, and an additional postage fee of RMB 20 will be charged for each mailing.

The handling fee for overpayment recovery is free at the counter for our bank and 20 yuan/transaction or US$3/transaction for other banks. ATM is free for our bank, but the amount you can get back from other banks is 1 yuan, with a minimum of 1 yuan. Foreign currency, 3, minimum USD 3.

Foreign exchange fee, 1.5.