CITIC Bank has a low credit card threshold and a high credit line, so many people apply for and use it. If you are afraid of forgetting to repay, you can contact the debit card of this bank or other banks to start the automatic repayment function. However, according to the different related debit card issuers, the automatic repayment deduction time will be different. This article will talk about the related matters of automatic repayment of credit cards of CITIC Bank.

CITIC Bank's automatic credit card repayment is divided into the bank's automatic transfer repayment and inter-bank automatic transfer repayment.

1. Bank automatic transfer repayment.

It refers to the way that CITIC Credit Card is linked to CITIC current savings account, and the bank automatically deducts the payment on the last repayment date. There is no limit to the repayment amount, and the deduction is mainly based on the set repayment method (minimum repayment amount or full repayment), which supports RMB+foreign currency repayment.

The bank will deduct the payment from the relevant savings card on the final repayment date. Although there is no specific deduction time, in order to avoid the failure of deduction, the cardholder must deposit enough money in the repayment card at 20: 30 on the last repayment date, otherwise the money must be manually transferred to the credit card for repayment within the grace period.

2. UnionPay automatic transfer repayment

It means that CITIC Credit Card is associated with UnionPay cards of other banks, and the automatic repayment function is enabled. Only the savings cards of China Agricultural Bank, China Industrial Bank, China Construction Bank, China Everbright Bank and China Merchants Bank are supported, and the repayment currency is limited to RMB. When automatic repayment is enabled, the repayment method can be set to full repayment or minimum repayment.

The bank will deduct money between 10: 00 and 16: 00 on the last repayment date of each month. If the deduction fails, besides the insufficient balance in the repayment card, it may also be because the single repayment amount exceeds the limit. For example, ABC, BOC, ICBC, CCB and China Everbright have a single limit of 50,000 yuan and a single investment limit of 1 10,000 yuan.

The above is "When will the automatic repayment of CITIC Bank's credit card be deducted?" If you have any questions about the automatic repayment of CITIC Bank's credit card, you can call the 24-hour service hotline of CITIC Bank's credit card and consult customer service after switching to manual service.