Dual-currency credit cards refer to credit cards with UnionPay logo, which can be paid through UnionPay channel, and credit cards with other card organization logos, which can be paid through other card organization channels. They usually correspond to RMB and foreign currency accounts. Common dual-currency credit cards include UnionPay +Visa, UnionPay+MasterCard and UnionPay +JCB.

What does a single-currency credit card mean?

A single-currency credit card is actually a credit card with only one currency settlement account. When the cardholder pays by credit card, only one currency transaction is supported. For example, RMB single-currency credit cards only have RMB settlement accounts, so payment transactions using RMB single-currency credit cards can only be settled in RMB.