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The temporary limit of my ICBC credit card is100,000 yuan. Can I apply for a car and pay by installment? Is the interest of the 24th installment the same as that of the 12 installment?
Usually, temporary quotas do not support installment payment.

But this is different from bank to bank.

Go first, call the bank and ask if the temporary quota can be repaid in installments.

If yes, what is the maximum number of installments and the interest of each installment (the interest of each bank is different).

This must be asked clearly, otherwise it will bring trouble and economic losses.

Let's talk about: the interest situation of the 24 th and 12 periods.

First of all, in the absence of cooperation between banks and businesses,

The more periods, the higher the interest, (finally)

If banks and businesses cooperate, some of them are interest-free.

Whether it is interest-free, you have to ask the car dealer.

However, buying a car by installment is rarely free of interest.