1. Conditions for credit card application of Zheshang Bank
Individuals with full capacity for civil conduct, legal and stable income sources and good credit standing can apply for personal cards from card issuers with their valid identity documents and relevant materials.
when an individual handles a credit card, in addition to a main card, he can also handle no more than two supplementary cards for other natural persons with full civil capacity. The main cardholder can apply for canceling the supplementary card or stopping the use of the supplementary card at any time. The supplementary cardholder and the main cardholder use the same credit line; All the transaction funds of the supplementary card and the corresponding interest and expenses are credited to the account of the main card, and the cardholder of the main card is fully liable for paying off the debts incurred under the main card and the supplementary card; Supplementary card holders with full capacity for civil conduct and the main card holders are jointly and severally liable for the debts incurred under the main card and the supplementary card, while supplementary card holders with limited capacity for civil conduct are only liable for the debts incurred in the supplementary card they hold. The supplementary card holder may apply for cancellation of the supplementary card after paying off all the debts of the supplementary card.
2. Information to be submitted when applying for a credit card
1. Identification information: a copy of the resident ID card or military officer's card; Hong Kong and Macao compatriots provide copies of travel permits to and from the Mainland and residence certificates for more than one year; Foreigners can provide a copy of passport and residence permit for more than one year.
2. Proof of work and income: proof of salary, copy of social security, etc.
3. Supporting materials for the credit card application of Zheshang Bank: education background, professional title, professional qualification certificate, self-owned real estate license, self-owned car driving license, original documents of telephone, water, electricity and gas charges in the last three months of the current residence, etc.