The annual fee of CCB's ordinary credit card is 160 yuan/year, and the annual fee of ordinary credit card is 80 yuan/year. However, as long as you spend money by credit card or withdraw cash for three times a year, you can avoid the annual fee of the year (including online consumption). Annual fee for Platinum Card of Credit Card is 580 yuan/year. As long as you spend 65,438+00 by credit card or withdraw cash every year, you can get rid of the annual fee of that year. Moreover, this consumption is not limited to the amount and place, and online consumption is also counted, which is very easy to handle.