It is very likely that the cardholder has opened some value-added services, and the selected deduction method is monthly deduction. The most common is the SMS service fee. There will be no SMS reminder for consumption below 500 yuan in every bank, and only those who have opened SMS notification service will have a pen reminder.
The cost of this service is not high, 3 yuan per month, including quarterly payment and monthly deduction. If the payment is made on a monthly basis, the automatic deduction will be included in the current bill, so there will be cases where money will be deducted without using the card. As long as the credit card is deducted, it must be returned, regardless of the amount, to avoid overdue credit.
However, if you really don't know why the fee has been deducted, it is recommended to call the bank's customer service for consultation. If you don't think this service is needed, you can also cancel it by the way, so that it will not be deducted again next month. If it is found that the bank deducts money privately, the attitude is tough and the bank is allowed to return it. It is said that the card withdrawal threat will be more effective.
In a word, it's best to check the reason of credit card deduction every month. If you start your own business, you must pay back the money after deducting it, even if you only owe a few dollars. Although some banks have tolerance service, it is not overdue if it does not exceed 10 yuan, and interest will be calculated.
The credit card was deducted for no reason. What do you mean?
This situation is generally a tax refund; Because the tax paid by the taxpayer needs to be collected into the national treasury, the national treasury will also call it back to the personal bank card when handling the tax refund. Generally, the interest tax is deducted to verify the reason for the deduction. If you have any questions about the transaction on the card, you can call the bank's customer service hotline, and the bank will help you inquire. Banks will not deduct fees at will, and many users have objections to the deduction, which is likely to be bound to withhold, remit Class I or account management fees.
Pay an annual fee, whether it is a bank card or a credit card. According to the regulations of the bank, a certain annual fee will be charged every year, and the annual fee standard of each bank is different. Therefore, if you feel that you have been deducted inexplicably, it is probably normal to deduct the annual fee. If you are really worried, go to the local bank and ask the relevant staff to check it for you. Interest deduction: Interest is mainly for credit card users. Credit card repayment is very strict, there are certain rules, you must repay in full.
First, the precautions for using bank cards mainly include: try not to use your own birthday as a password, and it is recommended to use your own and your family's birthdays as a password. You can also use the mobile phone numbers of couples and children, and several numbers can be combined into a password. Remember not to use your mobile phone number. Don't use birthdays as passwords for bank cards and real estate transactions, and don't set the related real estate passwords to be the same as the login passwords of ordinary websites. Try not to use the same password for multiple accounts. For the case that one person has multiple bank cards at the same time, it is recommended that multiple accounts do not use the same password.
Second, because once the password of one bank card is leaked, other bank cards will be unsafe. Don't set the password too simply. When setting the bank card password, don't make it too simple, such as using serial number and duplicate number. The security of this digital combination is very low. When setting a password, try to use a number combination that is easy to remember and difficult to be cracked by others as your bank card password. If the funds cannot be recorded due to loss reporting or account cancellation of the bank card, please contact customer service in time to help you complete the loan. If the arrival time is delayed due to the failure to notify in time, the expenses incurred shall be borne by the user. The service hours of customer service are 9:30- 19:30 on weekdays. The specific contact information is: contact customer service, contact water elephant staging WeChat customer service, pay attention to the official account of "Water elephant staging" WeChat, or send the problem information directly on the official account of WeChat WeChat.
How to deduct money from the credit card every month? It will be clear after reading it.
Under normal circumstances, credit cards will be deducted only after they are activated, but many people have never used their cards, or used them but paid back the money, but credit cards will still be deducted every month, so I want to know why? Then, how much is the monthly deduction from the credit card? Let me analyze it for you today.
How to deduct money from the credit card every month?
As we all know, credit cards will not be charged at will. If you deduct money every month, it is very likely that the cardholder has opened some value-added services, and the selected deduction method is monthly deduction. The most common is the SMS service fee. There will be no SMS reminder for consumption below 500 yuan in every bank, and only those who have opened SMS notification service will have a pen reminder.
The cost of this service is not high, 3 yuan per month, including quarterly payment and monthly deduction. If the payment is made on a monthly basis, the automatic deduction will be included in the current bill, so there will be cases where money will be deducted without using the card. As long as the credit card is deducted, it must be returned, regardless of the amount, to avoid overdue credit.
However, if you really don't know why the fee has been deducted, it is recommended to call the bank's customer service for consultation. If you don't think this service is needed, you can also cancel it by the way, so that it will not be deducted again next month. If it is found that the bank deducts money privately, the attitude is tough and the bank is allowed to return it. It is said that the card withdrawal threat will be more effective.
In a word, it's best to check the reason of credit card deduction every month. If you start your own business, you must pay back the money after deducting it, even if you only owe a few dollars. Although some banks have tolerance service, it is not overdue if it does not exceed 10 yuan, and interest will be calculated.
This concludes the introduction of credit card deduction and credit card deduction. I wonder if you have found the information you need?