To apply for a credit card of Agricultural Bank of China, you only need to meet the following conditions, and you can apply for a credit card at the bank counter:
1. Conditions that the applicant meets
1. Having a fixed residence at the location of the issuing bank.
2. Have a stable income and full capacity for civil conduct.
3. You can apply for supplementary cards for others with full capacity for civil conduct.
ii. materials that can be provided
1. identity information
the original and photocopy of my valid identity document.
1. Proof of income
1. Records of wages paid by the bank for the first three months at the time of processing.
2. Income certificate issued by the company.
3. proof of payment for provident fund, endowment insurance, medical insurance and unemployment insurance.
2. Work certification materials
1. Work permit
2. Work contract
3. Pass, etc.
III. Assets certification materials
1. Property rights certification of self-owned residential and commercial houses.
2. Motor vehicle driving license
3. Proof of financial assets
Extended information:
Credit card overdraft limit of Agricultural Bank of China:
1. The maximum overdraft limit of credit card of Agricultural Bank of China in Capka is 5, yuan.
2. The overdraft limit of the Agricultural Bank of China Credit Card Gold Card is RMB 2,.
3. The minimum overdraft limit of Platinum Card is RMB 1,, and the maximum overdraft limit is RMB 1 million.
4. The maximum overdraft limit of comprehensive credit for corporate cards is 3% and does not exceed RMB 3 million. If there is no comprehensive credit, the maximum overdraft limit is RMB 1 million.
Functions
1. Integration of borrowing and lending, instant credit
Huinong Credit Card has a powerful function of integration of borrowing and lending, and you can open current and multiple fixed sub-accounts and deposit your own funds to earn deposit interest; Moreover, after receiving the card, you can directly overdraw and use the letter immediately within the credit line approved by our bank without going through other formalities, flexibly arrange your own production and operation funds and manage your family property.
2. Revolving overdraft and quick turnover
Within the credit line approved by our bank, you can borrow and repay at any time according to your own capital situation, and the interest is calculated according to the actual days of use. After repayment, the credit line will be immediately restored and reused, realizing the rapid turnover of funds, saving the use cost of funds and realizing asset appreciation to the greatest extent.
3. Cash withdrawal in full is convenient to use
You can not only spend overdraft, but also cash withdrawal overdraft and transfer overdraft. Among them, the ratio of cash withdrawal overdraft and transfer overdraft can reach up to 1% of the credit line, which can meet your capital needs for different purposes to the greatest extent.
4. High credit and flexible guarantee
You can obtain the credit of Huinong Credit Card through various guarantee methods such as credit guarantee, guarantee guarantee, pledge guarantee and mortgage guarantee. Combined with your credit status and guarantee method, the maximum credit line can reach 3, yuan.
5. Easy management
With Huinong Credit Card, you can open RMB demand account and multiple RMB time sub-accounts at the same time, and you can easily manage your demand deposit and time deposit with one card in your hand without other cards or certificates of deposit.
Baidu Encyclopedia-Agricultural Bank Credit Card
Agricultural Bank of China official website-Lefen Card.