To apply for a credit card for the first time, you must first meet the application conditions required by the credit card issuing bank, mainly including:

① Age requirement: generally, the age requirement is above 18, and different banks may have different regulations;

2 job requirements: have a stable work unit, income and fixed residence;

③ Credit requirements: no bad credit record.

When applying for a credit card for the first time, the applicant needs to submit materials to prove his income and repayment ability to the bank. Materials that can be prepared include:

① Identity information (required): copy of resident ID card or military officer's card; If you are Hong Kong and Macao compatriots, you need to provide a copy of the mainland pass and residence certificate for more than one year; If you are a foreigner, you can provide a copy of your passport and residence permit for more than one year.

2 proof of work and income: proof of salary, or business card or photo badge. Proof materials that can prove good economic strength: copy of real estate license and copy of automobile driving license; Copy of bank loan account (good credit, overdue for no more than 60 days) or deposit certificate.