There is no limit to the number of credit cards a person can apply for. On credit card forums, many cardholders show their credit cards with dozens or dozens of them. But if there are too many, it will be difficult to get approved if you apply again.
The credit card limit under one ID card in a bank is exclusive. That is to say, if you apply for two cards from a certain bank, one has a limit of 5,000 and the other has a limit of 10,000. If a card with a limit of 5,000 If the credit limit is maxed out, the other card can only credit 5,000. If the 10,000 card is maxed out, the 5,000 card will have no limit.
The banks currently issuing credit cards in China are:
Industrial and Commercial Bank of China
Bank of China
China Construction Bank
Agricultural Bank of China
Postal Savings Bank of China
Bank of Communications
China Merchants Bank
CITIC Bank
China China Minsheng Bank
Hua Xia Bank
China Everbright Bank
Shanghai Pudong Development Bank
Guangdong Development Bank
Shenzhen Development Bank
Industrial Bank
Ping An Bank
Bank of Beijing
Bank of Shanghai
Bank of Nanjing
Bank of Jiangsu
Bank of Ningbo
Bank of East Asia, etc.
It is easier to handle. My personal opinion is Bank of Communications and ICBC, but ICBC’s quota is very low , zero limit cards are very common.
There are too many card names. You can check them on specialized websites. Several major portals and credit card websites have summaries. You can find out just by looking at them. Taking the Bank of Communications as an example, the Pacific card series includes regular cards, gold cards, and platinum cards. Other series include youth cards, Expo cards, and co-branded cards (issued jointly with large shopping malls, airlines, and other institutions), etc.