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Why can some people apply for 25 credit cards? It seems that there are only 10 of the more famous banks! How did they manage to get 25?

There is no limit to the number of credit cards a person can apply for. On credit card forums, many cardholders show their credit cards with dozens or dozens of them. But if there are too many, it will be difficult to get approved if you apply again.

The credit card limit under one ID card in a bank is exclusive. That is to say, if you apply for two cards from a certain bank, one has a limit of 5,000 and the other has a limit of 10,000. If a card with a limit of 5,000 If the credit limit is maxed out, the other card can only credit 5,000. If the 10,000 card is maxed out, the 5,000 card will have no limit.

The banks currently issuing credit cards in China are:

Industrial and Commercial Bank of China

Bank of China

China Construction Bank

Agricultural Bank of China

Postal Savings Bank of China

Bank of Communications

China Merchants Bank

CITIC Bank

China China Minsheng Bank

Hua Xia Bank

China Everbright Bank

Shanghai Pudong Development Bank

Guangdong Development Bank

Shenzhen Development Bank

Industrial Bank

Ping An Bank

Bank of Beijing

Bank of Shanghai

Bank of Nanjing

Bank of Jiangsu

Bank of Ningbo

Bank of East Asia, etc.

It is easier to handle. My personal opinion is Bank of Communications and ICBC, but ICBC’s quota is very low , zero limit cards are very common.

There are too many card names. You can check them on specialized websites. Several major portals and credit card websites have summaries. You can find out just by looking at them. Taking the Bank of Communications as an example, the Pacific card series includes regular cards, gold cards, and platinum cards. Other series include youth cards, Expo cards, and co-branded cards (issued jointly with large shopping malls, airlines, and other institutions), etc.