The rural credit card will not be automatically unlocked after being locked, depending on the reason for the lock. If you enter the wrong withdrawal password or payment password three times in a row, you need to bring your ID card and bank card to the rural credit cooperative outlets to apply for unlocking. If the card is locked due to the case, the rural credit cooperatives cannot unlock it unilaterally, and you need to wait for the notice from the public security or the court, usually after half a year.