Hello, bills that have been issued need to be paid off before the repayment date of the current period, and bills that have not been issued need to be paid off before the repayment date of the next period.

Those who withdraw cash cannot apply for installment. If it is inconvenient to repay the bill in full, there are two ways for you to choose:

1. Bill installment (only if you hold a business card, official card (including financial official card), Cardholders of purchasing cards, ANA guaranteed cards or supplementary cards cannot apply): Interest-free period is available but there is a handling fee. Handling fee per period = total installment amount × handling fee rate per period. The minimum handling fee per period is 5 yuan. The base rates for each period are: 0.9 per period for 3 periods, 0.75 per period for 6 periods, 10. 0.70 per period, 0.66 per period for 12 periods, 0.68 for 18 periods, and 0.68 for 24 periods. For details, please log in to the credit card website/ and click "Credit Finance" - "Bill Installment" to inquire;

2. Minimum repayment Payment: No handling fee but no interest-free period. If you repay the minimum payment but less than the full amount before the final payment date, you will not be able to enjoy the interest-free repayment period. All consumption in the current period will accrue interest from the recording date (usually the second day after consumption). The interest rate is 0.05% until you pay it off in full.