When applying for a credit card, different banks have different requirements, but basically as long as there is no problem with your personal credit report, you have a stable income, and you have the ability to repay on time, you can apply. . Credit card application can be applied online or offline. So which banks are easy to apply for credit cards? Let’s find out together.

What are the banks that are easy to apply for credit cards?

1 Bank of Communications Credit Card: The main card applicant is 18-60 years old (if you apply for the card through branch channels, please consult the local counter staff for details) personnel) and have full capacity for civil conduct; applicants for supplementary cards must be 11 years old or above, and there is no upper age limit. The details are subject to the policies and review at the time of application.

2 CITIC Bank Credit Card: The main card applicant is between 18 and 65 years old, the supplementary card applicant is between 16 and 75 years old, and is a natural person with full capacity for civil conduct.

3 Agricultural Bank of China Credit Card: Individuals who are over 18 years old, have full capacity for civil conduct, and have good credit can apply for a personal main credit card from the card-issuing bank with their valid identity documents and relevant information. The main cardholder can also apply for a supplementary credit card for individuals over 14 years old.

4 Ping An Bank Credit Card: The principal cardholder’s application age is between 20 and 65 years old (inclusive), and the supplementary cardholder’s age is between 14 and 65 years old (inclusive). New household application requires the following information: credit card application form; valid resident ID card; work certification documents. Whether the application is successful in the end is subject to background review.

5 China Merchants Bank Credit Card: Credit card applicants should be over 18 years old (inclusive), and foreigners must be over 25 years old (inclusive). When applying, a credit card application form must be provided, and a valid resident certificate must be attached. ID card and employment certificate. It is recommended to add some proof of financial resources to help with credit card issuance and increase the limit. If you are over 14 years old (inclusive), it is recommended to apply for an additional card.

6 Industrial Bank Credit Card: 18 to 60 years old (online self-service application requires 21 to 55 years old). Have a stable job and income; have a good credit score, and it is best not to be overdue.

7 Postal Bank Credit Card: The main card applicant must be between 18 years old and under 65 years old (including 65 years old), and the supplementary card applicant must be a mainland Chinese resident over 16 years old.

8 Construction Bank Credit Card: Natural persons with full capacity for civil conduct, over 18 years old and under 70 years old, with stable occupation and income, good credit status, and the ability to repay principal and interest on time can apply. When applying for a Dragon Card personal principal card, the final approval result will be subject to actual approval.

Apply for a credit card that suits you, with low threshold, high efficiency, high limit, and high approval rate. Credit card entrance of major banks: Everbright Bank Credit Card. Free card application. Quickly apply for the CITIC Bank Credit Card. 9 points can be redeemed for Starbucks, Haagen-Dazs and other value-for-money gifts. Apply for this card. New users of Hua Xia Credit Card Gold Card will enjoy a 240 yuan WeChat instant gold discount gift pack if they meet the standard. Apply for this card. Minsheng Bank Credit Card is easy to apply for. The credit limit is high and there is no annual fee to apply for this card. The first purchase of Shanghai Pudong Development Bank Credit Card will give you a PLUS membership annual card. Apply for this card. New China Merchants Bank Credit Card Account will receive a 2-year JD.com Plus membership for any purchase. The maximum credit limit is 50,000 yuan. Apply for this card. New Guangfa Bank Credit Card Account will receive a one-year JD.com PLUS membership. Apply for the Dian Nian Card. Bohai Bank Credit Card. This card does not have an interest-free repayment period, and interest is calculated on a daily basis with a daily interest rate of 0.05. Apply for this card. Ping An Bank Credit Card. Get 12% off on gas every day. Apply for this card. Guangzhou Bank Credit Card. Get up to 36 months free video membership. Apply for this card. Changsha Bank Credit Card. You can enjoy one-point shopping gift when you sign up. Apply for this card. Guangfa American Express Lifestyle Card·Online Shopping. Up to 10% cash back, 10% mainstream e-commerce general application for this card

The credit cards of the above banks are relatively easy to apply for, and cardholders can choose the one that suits them to apply. Of course, after successfully applying for a credit card, you must also remember to repay it on time.