2. Subscribed users: accounts that have signed up for e-banking business at the bank counter, and online banking non-contracted savings accounts cannot handle payment transactions online. Credit card accounts (generally not signed at the counter) can be paid on Taobao after opening online banking.
After registering online banking, you can download the online banking digital certificate. The certificate corresponds to your personal account and can only be downloaded once. So you should keep it well, and it is best to save it with usbkey to avoid reloading the browser of the later system. You can't use online banking without a backup certificate.
After signing online banking, other accounts can be added to the sub-account of the online banking signing account. The added account can only make small payments and transactions, and the contracted account can only make large online transactions. At this point, the specific differences between contracted accounts and non-contracted accounts are as follows:
1. Adding process: the account added through online banking becomes a non-contracted account, and the account where the customer goes to the business counter with valid documents to handle the additional contract formalities becomes a contracted account.
2. Function restriction: Non-contracted accounts cannot transfer money, and contracted accounts can realize all the functions provided by CCB online banking.
3. Transaction limit: the transaction limit of non-contracted accounts is small, while the transaction limit of contracted accounts is large.
In order to ensure the safety of customers' funds, both contracted users and non-contracted users of CCB are debit cards for online banking transactions.
Extended data
Signature process:
For non-contracted customers of online banking, please bring your valid certificate, debit card account that has been opened or added to online banking (passbook is not available
Can be used for payment), my mobile phone (PHS users should first call local 95533 to ask PHS how to get the certificate verification code) to sign an online banking contract at the branch under the account, and after downloading the certificate, I can use the savings card account of the online banking contract to handle online payment transactions.
In order to make you use online banking more safely, you must purchase and bind a dynamic password card or a new USBKEY (please consult the counter for the price) according to the regulations of the local branch when signing the contract, and you must use a personal computer to enter the CCB website within seven days after signing the contract.
Baidu Encyclopedia-Signing Account