Credit cards can be used to save money. But credit card deposits and debit card deposits are two different things. Debit card deposits have interest, and credit cards have no interest. The key point will also increase the burden on bank credit cards, and it will take a handling fee to withdraw the pre-existing money from bank credit cards.

Can I deposit money with a credit card?

Bank cards are divided into two categories, one is debit cards, the other is credit cards, that is, bank credit cards. Under normal circumstances, people will use debit cards to complete deposit and withdrawal, transaction payment and so on. And bank credit cards are different. They are used to trade or repay loans. Credit cards can be deposited in the same way as debit cards. They can be deposited through bank counters, ATM machines, online transfer and recharge. If you want to withdraw the money from the bank card, you need to charge a handling fee of about 1%. The bank card can be swiped directly, and the balance in the account will be deducted directly. You can also bind the third-party payment of bank cards, such as WeChat, Alipay, and China UnionPay Express. , the balance in the account will be deducted directly when paying. The same bank credit card can be directly swiped for consumption, or it can be bound to third-party payment. If the bank credit card has no balance, the credit limit will be deducted. If there is a deposit in the bank credit card, the balance in the bank credit card will be deducted first.