1. Applicable people, business card: This card is a real-name registration system card issued by the bank for corporate travelers, and it is only for the cardholder's own use. Credit card: The business card is actually a kind of credit card, so the credit card is widely used.
2. The annual fee and the annual fee of the business card shall be paid by the company, and individuals are not required to pay; The annual fee for ordinary credit cards is paid by individuals.
3. Main and supplementary cards, and there is no main and supplementary card for business cards; Ordinary credit cards generally have a main card and a supplementary card.
4. repayment method: after using the business card, the cardholder can choose to repay the loan by the company or by the individual, but generally, after the credit card is overdrawn, the individual needs to repay the loan.
Commercial credit card, which is called "CorporateCard" in some places, is a credit card specially designed for official business. It means that the company applies to the bank for credit card spending when employees go abroad for business. After the employee signs the bill with the company card, the company pays the bill directly, which can save the traditional procedures of employee reimbursement and payment request. Moreover, the company's accounting department can reconcile according to the monthly consumption list compiled by the bank, which saves a lot of trouble or further strives for quantity discount.