Yes, as long as the cardholder agrees to bind his Alipay with the cardholder's credit card, he can pay with someone else's credit card, but it needs verification. How AliPay binds credit cards:

Open Alipay homepage and log in;

Open my life page in Alipay;

Find the credit card repayment option to add a credit card;

Choose to pay by credit card when spending after adding;

In this way, using Alipay to bind the credit card can be used in the future, but if the cardholder does not want to add it, don't operate it.