Article 7? China residents who have reached the age of 18 and have full capacity for civil conduct and good credit standing, foreigners with full capacity for civil conduct and compatriots from Hong Kong, Macao and Taiwan with full capacity for civil conduct can apply for personal credit card master cards with their valid identity documents.
Personal cardholders can also apply for supplementary cards for specific natural persons with full civil capacity or natural persons with limited civil capacity. Supplementary card application materials must be confirmed by the main card holder by personal signature, customer service telephone recording, electronic signature or the way recognized by both the cardholder and the card issuer. The main cardholder can apply for cancellation of the supplementary card at any time.
The vice cardholder and the main cardholder share the same account credit line, and the main cardholder can set the usage limit of the vice card in a billing cycle within the account credit line. All transaction funds and corresponding interest and expenses of the main card and the auxiliary card are recorded in the same account, and the cardholder of the main card is responsible for all debts incurred under the main card and the auxiliary card.
Extended data:
Notes for all-currency international credit cards:?
1. The automatic foreign exchange purchase function is turned on by default and cannot be cancelled. RMB and foreign currency consumption are credited for repayment, and foreign currency repayment is not supported.
2. Single-label credit card in foreign currency does not support repayment through UnionPay channel (including transfer from other banks, counter service, Lacarra credit card, etc.). ).
3. This card cannot be used on the machines of UnionPay line or non-China Merchants Bank cooperative merchants. If you need to trade in the above channels, it is recommended to apply for other credit card products of China Merchants Bank.
Official Website of China Merchants Bank-Credit Card Charter of China Merchants Bank