Hello, it's my pleasure to answer your question! It has little to do with salary. I know there are two ways to get a credit card. First, proof of assets or proof of fixed salary (the kind that the state gives money). Second, good credit. For example, in a bank, you have a lot of transaction records or deposits for a long time. All the above are the methods of state-owned banks. In fact, you can also apply for credit cards from other banks, such as Bank of Communications and China Merchants Bank. The procedure is very simple.