How often the credit information is updated depends mainly on when the issuing bank will report the cardholder's usage record to the central bank for credit information.
After the new credit report is fully covered, the credit report will be updated next month after the credit card is returned. The new version of the Credit Bureau requires all institutions to submit data to the Credit Information Center at the collection time T+ 1. Then the central bank will update the credit report this month, and the latest credit information will be displayed after the update is successful.