Citibank credit card application has three basic conditions:
1. Applicant 18 years old;
2. The applicant has a stable income;
3. You must hold another bank's credit card for more than one year.
The first two conditions are general, and the third condition is unique to Citibank credit card, because it is necessary to examine the applicant's credit consumption through this condition. Therefore, Xiao Bai, who has never applied for a credit card, cannot apply for a Citibank credit card.
However, in addition to the above three conditions, Citibank's credit card application also has a hidden condition, that is, the applicant's unit is required to be on Citi's "quality customer list". Simply put, the unit must be registered for more than 3 years, with a registered capital of more than 654.38+0 million. It is difficult to apply for Citibank credit card if the work unit is ordinary or just established.