1. Different application conditions: Any natural person who has full civil capacity, is over 18 years old and under 70 years old, has a stable job, a stable income, a good reputation and the ability to repay the principal and interest on schedule can apply for CCB Longka Credit Card. CCB Credit Card Platinum Credit Card is issued to mid-to high-end customers.
2. Different rights and interests: CCB's credit card gold card only enjoys the most basic rights and interests provided by CCB. However, CCB Credit Card Platinum Credit Card enjoys more preferential services and more rights. CCB Credit Card Platinum Credit Card enjoys exclusive priority service, 5 million yuan aviation accident insurance, double points for overseas dollar consumption, platinum secretarial service, global preferential voyage and global preferential merchant service.
3. Different annual fees: The annual fee of CCB Credit Card Gold Card is lower than that of CCB Credit Card Platinum Card. Generally, the annual gold card fee of CCB can be waived. No matter whether CCB Credit Card is activated or not, Platinum Credit Card will charge an annual fee, which will be charged after approval.