Meaning: Longka dual-currency credit card (hereinafter referred to as "dual-currency credit card") is a series of Longka products issued by China Construction Bank (hereinafter referred to as "issuing bank"), which is publicly issued by the issuing bank. Cardholders can use the money first and then repay it within the credit limit approved by the issuing bank. It can be used at home (excluding Hong Kong, Macao and Taiwan, the same below) and abroad (including Hong Kong, Macao and Taiwan, the same below), and settled in RMB and designated foreign exchange respectively.
Application criteria:
Applicants applying for dual-currency credit cards must agree to abide by the articles of association, fill in the application form, provide relevant supporting materials and submit them to the issuing bank for review. The applicant shall be responsible for the authenticity of the application form and the contents of the certification materials.
Organs, organizations, military units, enterprises, institutions and other organizations (hereinafter referred to as units) that have opened basic deposit account in domestic financial institutions may apply for unit cards with the basic deposit account Account Registration Certificate and relevant supporting documents approved by the People's Bank of China.
The cardholder of the unit card shall be designated in writing by the legal representative (person in charge) of the unit or its authorized agent. All transactions of each cardholder are credited to the dual-currency credit card account of the company, and the company bears the repayment responsibility. The unit may apply to cancel the cardholder qualification or change the cardholder at any time.
A natural person with full capacity for civil conduct and repayment ability may apply for a personal card master card with his/her valid identity certificate and relevant supporting documents, or apply for a supplementary card for other natural persons with full capacity for civil conduct or natural persons with limited capacity for civil conduct.
Tip: You can apply for up to three supplementary cards for each main card. The main cardholder can apply for cancellation of the supplementary card at any time.