What's the difference between gosling spending money and credit card?
1. Operating organization: loan services are provided by Weizhong Bank in cooperation with other financial institutions, among which Weizhong Bank is only a lending platform, responsible for issuing bank accounts, and financial institutions are responsible for reviewing loans; Credit card is a bank credit product approved by the central bank to carry out credit card business, which is approved by banks, granted credit, issued cards and managed after lending.
2. Credit line: The maximum amount of goose consumption is 50,000 yuan, which varies from person to person. Calculated by the system according to your personal credit comprehensive situation, it will be adjusted irregularly; The credit card limit is related to the level of the selected card and the credit conditions of the applicant, ranging from hundreds to thousands to tens of thousands. Good qualifications, high level, high credit line, and irregular adjustment.
3. Usage: Goose will get a Zhangweika after spending, which can be spent within the quota through WeChat binding or transferred to the bank card through cash withdrawal; Credit cards can be swiped within the limit, and all credit cards can be used online and offline. You can also withdraw cash or transfer money in advance through POS machines.
4. Interest-free: Goose can't spend money interest-free whether it is consumption or transfer. It calculates interest on a daily basis and repays it on a monthly basis; Credit card spending can enjoy an interest-free period ranging from 18 to 56 days, and the interest is calculated from the date of withdrawal, with a daily interest rate of 0.5 ‰, and a handling fee of 1%~3% of the withdrawal amount is charged.
The above is the introduction of "What's the difference between goose spending money and credit card?" I hope it will help everyone.