Top ten safety tips for using credit cards:

1. Try not to bind a credit card on a shopping website, although it is troublesome to re-enter the card number and other information every time you make a payment. But safety comes first. If the website records your information and the information is stolen one day, the unlucky one will be the consumer.

2. Protect the "last three codes". The "last three digits" on the back of the credit card (the three numbers immediately following the card number) are the "second password" of the credit card. It is recommended to cover the "last three digits" with tape.

3. Bank cards and ID cards should be separated. Avoid bank cards and ID cards being lost and stolen at the same time.

4. Swipe the card without leaving your sight. Especially for those credit cards that only recognize signatures without setting passwords, it is easy to be stolen. When swiping the card, be sure to keep the bank card away from your sight. In addition, try to avoid swiping credit cards in unfamiliar places, especially at small merchants. You can choose to swipe credit cards with limited credit limits.

5. Activate SMS reminders. Set up SMS reminders of consumption amounts for bank cards, so cardholders can be notified of changes in the amount in the card at the first time.

6. Password protection should be done well. Do not lend your credit card to others, and do not tell others your card number, expiration date, etc. When entering your password, please cover it. Don’t set your password too simply, and don’t use your birthday, phone number, or ID number as your password.

7. When making online payments, you must identify fake web pages. When paying online, you must carefully identify the URL to prevent access to fake shopping websites and fake online payment web pages.

8. Set a maximum consumption limit. Be sure to set a maximum spending limit for credit cards that open online banking.

9. Report the loss promptly if found stolen. Once a credit card is discovered to have been stolen, the user should immediately call to report the loss and freeze the card.

10. Use free WIFI with caution. There are many cases on the Internet where netizens have had their credit cards stolen due to their use of public WiFi. Some hackers claim that they can steal bank account numbers and passwords in 15 minutes.