1. Credit card overdue:

If the credit card is frozen due to overdue credit card, the overdue amount should be returned as soon as possible. After paying off the credit card debt, the cardholder can call the credit card customer service center of the issuing bank to explain the situation. Under normal circumstances, the bank will unfreeze it, and then the cardholder must repay it on time to avoid overdue credit cards.

2. Credit card cashing:

If it is not a subjective cashing, but a cardholder that the bank mistakenly thinks is cashing, you can call the credit card customer service center of the issuing bank to explain the situation and apply for credit card unfreezing.

3. Credit card theft:

The credit card was frozen because it was stolen. Generally, after being stolen, the issuing bank will unfreeze it.

Extended data:

Credit card use taboo

1. Anyone who submits information through an intermediary will be directly blocked as long as there is suspicion.

2. Repeat the operation on the same POS machine for several months.

4. The credit limit of a card is 10000. Once activated, it will be swiped off the POS machine.

5. swipe the same card on the same capping machine on a fixed date every month, occupying bank funds.

6. There are transactions outside normal business hours, such as after-hours transactions of merchants in wholesale markets.

7. Alipay pays too much in a short time, such as CITIC's single highest 1000, multiple transactions of 998,995,899,999 and other similar figures.

8. The credit card has been empty for a long time. For example, it takes a short time to enter the whole number on the repayment date, and the whole number comes out. At other times, there is no credit card record, and the number of times is less than 2 times. It can be found out by operating the background system for several months.

9. The credit card is overdue for many times.

China Minsheng Bank-Credit Card Collection Contract