Applying for vivocard means applying for a credit card. According to the official information of the credit card, it can be seen that the vivocard application channel is the SMS notification strategy of China Guangfa Bank. After the user recharges money, it will be displayed as enabled, which means that the user can apply for a credit card and use the credit card, which is deeply loved by people. Therefore, applying for vivocard means applying for a credit card.