The annual fee for the standard platinum card of China Construction Bank is 580 yuan/year. Except for some special platinum cards, the standard platinum card has 10 transactions every year, which can reduce the annual fee for that year. Therefore, if the annual fee standard of the user's credit card is 580 yuan/year, it means that the user has a standard platinum card. If you don't want to pay the annual fee, you should pay attention to the number of consumption. However, for the standard platinum card without annual fee reduction, users can only pay the annual fee annually.

Partial development process

1. For more than 20 years, from 1954 to 1978, China Construction Bank has mainly undertaken the responsibilities of centralized handling of national capital construction budget allocation and enterprise self-raised funds allocation, supervising the rational use of funds, issuing short-term loans to construction enterprises, and handling basic business settlement.

2. Since the late 1970s and early 1980s, China Construction Bank has continuously expanded its banking functions while inheriting its original functions. It has successively started many businesses such as credit fund loans, residents' savings deposits, foreign exchange business, credit card business, policy-based housing reform finance, and personal housing mortgage loans. After more than ten years of reform and development, various businesses of China Construction Bank have developed rapidly, and the credit assets and liabilities have increased dozens of times. From a bank that manages financial funds and supervises the distribution of funds, it has developed into a national professional bank that manages both financial investment and credit business. It not only handles fixed assets investment credit, but also provides supporting liquidity loans, and handles domestic and foreign financial business, mainly for medium and long-term credit.

13. Since the mid-1980s, in order to meet the requirements of China's economic and financial system reform and economic development, China Construction Bank has successively opened cash cashier, residents' savings, fixed assets loans, working capital loans for industrial and commercial enterprises, international finance, housing loans and various agency services. By providing various commercial banking services to the public, it enriches the functions of banks and lays a solid foundation for the transformation to modern commercial banks.

4. From the early 1990s, in less than five years, it basically completed the transition from stand-alone operation to the whole network transaction development and application including electronic fund settlement system and Longka network. Construction of banking system, general ledger transmission system and email system, and networking with SWIFT system.