What does the "calendar month" in the "first cash withdrawal of every calendar month free of charge" in China Merchants Bank's credit card terms refer to?

The natural month is from the 1st to the last day of each month on the calendar

"No handling fee" means that the credit card's 1% minimum cash withdrawal handling fee of 10 yuan is waived. If you withdraw money across banks, it will still be the same. Inter-bank withdrawal fees are required.

For repayment, you can automatically deduct the money through your own all-in-one card, go to the counter of China Merchants Bank to repay, go to other banks to transfer and remit the money, or you can also use China Merchants Bank’s CDM (CDM is an all-in-one deposit and withdrawal machine, and ATM is an automatic ATM machine, no deposit function)

What if there is no direct flight back to China? Do you need to be quarantined when crossing the border to return home? How to choose a transit route?

What does it mean that a credit card can be compensated 48 hours before reporting a loss?

The (Bank of China) bank card sent by the school is from another province and must be activated locally!

What are the four taboos of using credit cards?

Can I enjoy points by swiping the agency fee with China Merchants Bank credit card?

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Should CFA apply for VISa dual-currency credit card? What are the requirements for the quota? Now China Merchants Bank says students can't do it. What should I do?

Will the credit card be deducted if it is not used?

I used the supplementary card of China Merchants Bank Platinum Credit Card to purchase air tickets. Can the main card check where the air tickets were flown from?

How to calculate credit card principal