1. How long does it take for the credit card to be unsealed within the time limit

When the cardholder finds that his credit card has been blocked by the bank, he needs to call the bank to ask the detailed reasons for blocking the card. If the credit card is frozen due to overdue payment, the cardholder will wait patiently for about 3 working days after paying the arrears, and the credit card can be unsealed and can be used normally one day after unsealing.

if the transaction is abnormal due to many large transactions, it will be displayed in the banking system. Cardholders only need to bring small tickets and other relevant documents to the bank to apply for unsealing. After the application is passed, it will take about 1-3 working days to complete the unsealing. However, this method can continue to be used normally without waiting.

2. What are the methods for unblocking overdue credit cards

1. Call customer service to explain the situation. Credit cards will not be sealed for no reason. The bank blocked the card for a reason. According to the reason of card sealing, provide proof materials and apply for opening. If it is because the bank suspects that the credit card has been stolen, then as long as you can provide evidence of your real consumption, such as small bills and invoices after consumption. Then the bank will unblock your credit card. If it is overdue, you can contact the bank after paying off the arrears or unblock it.

2. If the cardholder can't produce the proof of consumption, but the bank must ask you to provide it, otherwise it won't agree to unseal it. You can complain to the CBRC because the bank sealed the credit card for no reason and terminated the contract without permission.

third, will the credit card be automatically unsealed after it is overdue?

Generally speaking, it is very common that the credit card is blocked due to overdue. If the overdue time is short, it is still easy to unseal. As for how long the automatic cancellation will take, it depends on the comprehensive evaluation results of the banking system and the degree to which the bank will be overdue. Usually, the time limit for whether overdue credit cards can be unsealed is 3 months, and repayment within 3 months is completely different from repayment over 3 months.

after paying off the arrears within 3 months, call the bank to apply for lifting the restriction and explain that it is not malicious. At the same time, the bank will unfreeze the credit card in the next bill if it promises to repay on time in the future and there is no overdue record. However, if the repayment is more than 3 months, which is equivalent to 3 times overdue, then even if the repayment is not necessarily unfrozen.

Having said that, it is clear to everyone that it is necessary for Takuya to unblock the credit card after it is overdue. Although the credit card can still be unblocked after it has been blocked, if it is overdue for too long, the bank will not agree to unblock it. Therefore, friends should hurry to repay the loan and avoid too long delay.