Agricultural Bank of China Express Card cash withdrawal fees

In-bank non-local deposits, withdrawals and transfer fees:

1. Personal debit card, quasi-credit card Handling fees for off-site cash deposits, withdrawals, and transfer transactions through all the Bank's channels are temporarily waived;

2. Overflow payment, cash withdrawal, and transfer transactions within the credit card bank are exempt from handling fees;

< p>3. Quasi-credit card in-bank overdraft cash withdrawals and off-site cash deposits are exempt from handling fees;

4. Personal automatic transfers, personal fund collection, personal transaction fund custody and other products are exempted from personal settlement account off-site transfers Handling fee.

The charges for inter-bank cash withdrawal services using our bank’s debit card or quasi-credit card (magnetic stripe) at other banks’ ATMs are as follows:

Same city: 4 yuan/transaction;

Other places: 0.5% of the transaction amount (maximum 50 yuan) + 4 yuan/transaction.

Warm reminder: The above prices are standard prices, and the specific execution prices are subject to the information announced by the outlets.

(Answer time: July 24, 2021. In case of business changes, please refer to the actual situation.)

Is there an annual fee for the Agricultural Bank of China Credit Card?

Platinum card is 580 yuan/year for the main card, and the supplementary card is free of charge; Gold card is 160 yuan/year for the main card, and the supplementary card is free.

The Tongqu Platinum Card is exempt from the annual fee in the first year, and the annual fee for the main and additional cards is waived for the following year if the card is swiped 12 times in a year. Customers who do not meet the number of card swipes can use 50,000 points in their account to redeem. If it is not met, an annual fee of 580 yuan/year will be charged for the main card, and the annual fee will be waived for the supplementary card.

The Tongqu Credit Card (Gold Card) is free of annual fees in the first year of opening the card. If the card is swiped five times in the first year (no limit on amount), the annual fees of the following year will be waived. If it is not met, an annual fee of RMB 160 per year will be charged for the main gold card, and the annual fee will be waived for the supplementary card.

The billing dates for Hubei Tongqu Credit Card are the 7th and 23rd of each month, and the repayment date is the 25th day after the billing date.

Features and services of Hubei Tongqu Credit Card (Gold Card):

1. Enjoy Saturday, get discounts on spending.

2. Get OBU when you apply for the card .

3. Discounts on tolls.

4. Get a hundred dollars back when you spend 1,000 yuan on gas.

5. Car wash for 1 yuan.

Reference materials

Credit card. Official website of Agricultural Bank of China [cited on 2018-3-13]

Compare three ETC credit cards to see which one is more cost-effective

For car owners, applying for an ETC credit card is very beneficial. In addition to enjoying discounts on gas, roadside assistance, etc., you can also go directly to the ETC channel on the highway and no longer have to queue to cross the highway. There are many banks that issue ETC credit cards. Here are three of them. Card lovers can compare them to see which one is more cost-effective.

1. What is an ETC credit card?

ETC credit card mainly refers to a credit card that can be swiped through the ETC channel. With this type of credit card, you can use the ETC channel when traveling on the highway, and there is no need to I was queuing up to cross the expressway. I saw another long queue to cross the expressway. It felt better to take the ETC channel.

ETC credit cards are only issued to car owners, which means that only car owners can apply. Car owners only need to bring a valid ID or valid company certificate, and the original motor vehicle driving license to the bank customer service outlet to apply for binding. formalities.

Introduction to the second and third ETC credit cards

1. Anhui ETC Long Card Credit Card

Anhui ETC Long Card Credit Card is a network of China Construction Bank Anhui Branch and Anhui Expressway A credit card product jointly issued by Operation Co., Ltd., this card has the functions of Anhui Transportation Card and Dragon Card IC Credit Card.

Scope of use: The card can be used to pay electronically at MTC parking channels and ETC non-parking channels on highways in Anhui, Jiangsu, Zhejiang, Jiangxi, Fujian, Shanghai and other nationally networked provinces and cities.

In terms of benefits: This card can provide cardholders with a 50% discount on tolls when swiping the card on highways in Anhui Province. The gold card will give you 1 million yuan of high-value aviation accident insurance when you purchase air tickets. Points can be redeemed Fuel costs, free nationwide roadside assistance and more.

2. Tongqu ETC Credit Card

Tongqu ETC Credit Card is a regional co-branded IC card issued by the Hubei Branch of the Agricultural Bank of China. There are two types of gold cards and platinum cards. In addition to the general product features In addition to the credit card financial function, it also has application functions in the national highway non-stop toll collection industry.

Scope of use: Electronic payment can be realized in MTC parking channels and ETC non-parking channels on highways in connected provinces and cities across the country.

In terms of rights and interests: you will get free OBU equipment when you apply for the card, enjoy a 10% discount on tolls by swiping your card on highways in connected cities, and enjoy 1 car wash and other services by swiping your card at 219 designated car wash stores in the province.

3. BOC Speed ??Credit Card

BOC Speed ??Credit Card is a UnionPay single-currency credit card issued by Bank of China and Beijing Speed ??Tong Technology Co., Ltd. In addition to the Great Wall Global Credit Card, the product The basic function also has the function of automatically withholding high-speed tolls for customers' express cards.

Scope of use: Electronic payment can be realized in MTC parking channels and ETC non-parking channels on highways in connected provinces and cities across the country.

In terms of rights and interests: Customers insert the Speed ??Pass card into the car's on-board electronic tag and use it. When passing through the highway toll station, they can pass the ETC channel without stopping and enjoy a 50% discount on highway tolls.

3. Product Evaluation Summary

1. From the perspective of usage scope, Tongqu ETC Credit Card and BOC Speed ??Credit Card can be used nationwide, while Anhui ETC Dragon Card Credit Card has limited scope of application;< /p>

2. In terms of fees, Tongqu ETC Credit Card Expressway charges are as low as 10% off, while Anhui ETC Dragon Card and Bank of China Express Credit Card both offer 9.5% off.

3. From the perspective of rights and interests, Anhui ETC Dragon Card Credit Card has more rights. Cardholders who pursue rights and interests can apply for this credit card.

What is the purpose of the Agricultural Bank of China Tongqu Credit Card?

The Tongqu ETC Credit Card is a local IC card product issued by the Hubei Branch of the Agricultural Bank of China for local private car owners. The product adopts the UnionPay brand and is divided into gold card and platinum card levels. It adopts the issuance method of main and additional cards with the same name (the main card is used for consumption, and the additional card can be used universally). In addition to having the financial functions of general credit cards, the additional card also has the national high-speed Highway toll payment function without stopping.

For more details, please log in to the official website of the Agricultural Bank of China - Credit Card Query Hubei Tongqu ETC Credit Card

How many minimum annual purchases of the Agricultural Bank of China Tongqu Credit Card's credit limit of 20,000 are free of annual fees?

Tongqu Credit Card (Platinum Card): 580 yuan/year for the main card, no annual fee for the supplementary card, enjoy "no annual fee for the first year, no annual fee for the main and supplementary card in the following year if you swipe the card 12 times in a year" , customers who do not meet the number of credit card swipes can use the 50,000 points in their account to redeem the offer.

Tongqu Credit Card (Gold Card): 160 yuan/year for the main card, no annual fee for the supplementary card, and the main card enjoys the discount of "no annual fee for the first year, and swiping the card 5 times in the same year for the next year".

Reference materials

Hubei Tongqu ETC Credit Card. Agricultural Bank of China [cited on 2018-2-5]

Introduction to Tongqu Credit Card and CCB Tongqu Card That’s it. Did you find the information you need?