Hello, the processing speed is the same. If you apply for a China Merchants Bank credit card, if you apply through the counter, it usually takes 10 working days from the time the review department receives your application information to the time the credit card is reviewed. After passing the review, we will make a card for you within 2 working days, and then send it to you by registered mail according to the billing address. Generally, the sending time of registered mail is within 15 days. If you register via online/mobile appointment, our bank requires 7 working days for the preliminary review. If you pass the preliminary review, a staff member will contact you to collect written information or directly notify you to fill in the form and apply for acceptance. Please bring your resident ID card within 3 days. Go to the counter to apply for a card, and we will directly arrange the card printing for you. If it fails, you will be notified by email. If you are applying for a second card, after submitting the application directly online, you can usually check the application progress within 5 working days. We recommend that you pay attention to the follow-up inquiry.

Applicants need to be between 18 and 60 years old, with a stable job and income. The necessary application documents are a copy of the identity certificate and a work certification document, both of which are indispensable. If you can provide other supporting documents of financial resources, it will be more helpful for us to understand your personal situation and determine your credit limit. If you meet the requirements, you can try to apply. Detailed application information is as follows: 1. Proof of identity: usually an ID card (if you are using a new version of the ID card, a copy of the front and back sides is required); military personnel need to provide a copy of their military ID; foreigners: passport and residence permit or employment certificate; Taiwanese: Taiwan Compatriot Permit and Employment Permit; Hong Kong and Macao citizens: Home Return Permit and Employment Permit/Residence Permit); Temporary ID cards require a second-generation temporary ID card valid for more than 3 months and a copy of the household register. 2. Work certificate: It can be the original work certificate issued by the employer (please indicate the specific company name, department, position and income, and stamp the company seal or personnel seal), or the original has been verified by the promoter and marked A copy of your work permit/plate; 3. Proof of financial resources: If you want to apply for a credit card with a relatively large limit or a gold card, or a card above the gold card level, it is recommended to provide more financial information. It can be salary records issued by the bank, or income tax withholding vouchers, or documents proving the market value of houses, cars, deposits and investments (such as copies of real estate certificates/car driving licenses/bank time deposit certificates) and other documents that can prove your financial level. Other documents available for reference include: social security personal account list in the past six months, water and gas bills, credit card bills from other banks, etc. The main ones are your large deposit slips, real estate certificates, and copies of driving licenses for high-end private cars. If you can provide relatively complete financial documentation, it will be more helpful for us to understand your personal situation and determine your credit limit. If the local branch has clear regulations, the regulations of the local branch shall prevail. The issuance of the credit card shall be subject to the final review result.

If you have never held a CMB credit card and want to apply for a credit card now, you can apply in the following 5 ways (without any handling fee):

1. Please log in to the credit card website/ , select "Credit Card Application" - "New Customer Application Channel", apply through the "Easy Appointment, Door-to-Door Application" online banking application appointment platform, fill in the simple appointment information online and wait for the bank's review. If the review is passed, a specialist will contact you by phone for confirmation. Handle at your doorstep. If you want to apply in this way, please first confirm whether our bank can provide free appointment for door-to-door processing in your area (the results will be displayed after selecting the province/city/district);

2. Please bring your Please go to any branch of China Merchants Bank in person to apply for the original identity certificate, work certificate and financial support documents. Regarding the distribution of our bank's counters, please click: China Merchants Bank branch map, then select a city, and then check the branch information.

3. You can make an appointment to apply for a card via mobile phone. If you pass the preliminary review, a dedicated person will come to your workplace to apply for the card.

Click to make an appointment now/mca/MNewSelect.aspx?WT.mc_id=NF7KFWX02130331C

4. You can also call the customer service hotline and select 3#-1 in the voice call to be transferred to a specialist Register you and notify our local staff to contact you to confirm your application.

5. If you have applied for the professional version of our bank’s online banking, you can apply through the professional version. Currently, you can apply for a credit card through the professional version of online banking without going to an outlet for an interview. If there is no local branch of our bank, you can also try to apply. Path: Log in to the professional version of online banking → click "Credit Card" → apply for a credit card.

You are prompted to use the professional version of mobile certificate or file certificate signature verification to apply for a new credit card. Since the mobile certificate or file certificate represents the identification and verification of your personal identity, please keep your certificate properly. In addition, the professional version can only apply for some card types. For more card types, please refer to: /ccproduct/cardlist.aspx