The call back of China Everbright Credit Card is still under approval, so it may not be rejected, because the approval time is uncertain. If rejected, there may be several reasons:

1. Insufficient repayment ability: If the applicant's income level is too low to reach the bottom line of credit card issuance, the bank will not approve it. The other is whether the applicant's job is stable. Some applicants have a high income, but because their income sources are unstable, such as self-employed, banks will be worried about their future repayment ability and may not approve them.

2. Bad credit record: If the credit record is bad and there are many overdue records, then the bank will question whether the applicant has the ability to repay, or it may be "lazy", that is, he can repay but not repay.