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Do you need face recognition to run a credit card online? These things must be clarified.
Friends who have made online loans know that online loans need to complete face recognition authentication in addition to providing their own ID cards and bank cards. This is to confirm that the applicant and the authenticator are the same person, and to prevent others from impersonating the loan. Credit cards can also be applied online, and friends will ask if they want to do face recognition like online loans. Today, let's take a look.

Do you need face recognition to run a credit card online?

No need. Online loans need face recognition mainly because many online loans do not have offline institutions, and many of them are open to the whole country and support applications from different places, so it is impossible to verify the identity of applicants offline, while credit cards are different.

Credit cards can only be issued if banks are approved by the central bank, and many banks have offline outlets. The important thing is that they don't support remote cards. After all, face recognition can only prove that they are handling cards themselves, and it is not necessary to confirm that they are handling cards locally.

For online credit cards, banks must implement the principle of "face to face", that is, face to face with the original application materials and face to face with my signature, which requires the applicant to sign in person at the bank outlets. Remember, in addition to bringing the required supporting documents, you should also sign them in person within the specified time. After that, the bank refused to accept it and the application was invalid.

Don't think that face-to-face signing will get you through. Most banks will give it to you as long as they confirm that they have handled the card and verify their identity. However, some banks have to conduct a second audit after face-to-face signing, such as China Everbright Bank. Generally, the results are signed within 2~3 days, and the card can only be approved after passing, otherwise the card will be rejected.

So we must be fully prepared for the face-to-face interview. It's best to wear formal clothes to make a good impression on the bank staff. At the same time, we should keep the information filled in at the time of application in mind, be able to answer the questions of the staff freely and learn to improvise.