You can apply for a platinum credit card if your social security payment base is more than 10,000 yuan.

Platinum card is a high-end credit card or savings card jointly launched by bank card organizations and commercial banks and other institutions. UnionPay card is a bank card jointly launched by China UnionPay and commercial banks and other institutions. The card number starts with 62 and has the UnionPay logo on the card surface. UnionPay cards only have the UnionPay logo on the card surface and no other card brand logos. They are also usually called single-logo UnionPay cards.

Like other UnionPay cards, the UnionPay Platinum Card has a card number starting with 62 and a UnionPay logo on the card face. In terms of appearance characteristics, the card issuer identification area on the front of the card is printed with the “Platinum Card” product name in English or English and local common text, or the “Platinum” Platinum Card product identification pattern uniformly designed by UnionPay is used on the card surface.

The general annual fee for platinum credit cards from banks such as Industrial Bank, Industrial and Commercial Bank of China, Bank of China, and China Merchants Bank is between 2,000 yuan and 3,600 yuan. Most of them do not have annual fee exemption clauses. Even if they do, the conditions are very high.