Why were multiple credit card applications rejected? Regarding credit card price increases, many cards have concerns. Cardholders complained that their applications for price increases have been rejected many times. I don’t know why the following are the four real reasons why banks do not increase the amount.

1. Expired

To increase the success rate of credit card price increase, you must first ensure a good credit record and do not expire.

2. Repay the minimum repayment amount frequently

Regularly Using the minimum repayment service, the bank earns income, but usually does not increase the amount. It always states the minimum amount, and the financial capacity is insufficient and it is difficult to repay. It is difficult to repay this amount. In order to reduce bad debts, it is also difficult for the bank to increase the amount

3. The total credit limit is too high

There are too many credit cards in normal use, and the total credit limit has also become high. If you increase the amount again, the bank will also refer to your total credit limit, so in order to avoid it being too high, The success rate of increasing the amount will also decrease!

4. Low credit card usage

If you usually spend less with your credit card and the printed amount is also small, banks generally will not increase the amount. The bank will make a judgment based on your daily consumption. You have no greater needs.

The above points affect the price increase of credit cards. In order to increase the amount of credit cards as soon as possible, the above points must be avoided. In particular, it is important to maintain a good credit record.

Finally, if the existing amount can meet daily consumption, please be careful not to pursue an excessively high amount. Because the higher the amount, the greater the risk

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