1. The number of installments is different. You can apply for a maximum of 12 installments for unpaid bills, and a maximum of 36 installments for bills that have been issued;

2. The installment amounts are different. You can apply for bill installment in full for bills that have not yet been issued (consumption types that can apply for bill installment, such as cash withdrawals are not allowed), and for bill installments that have been issued, you can apply for bill installment for up to 95% of the new consumption.